Renewal of Group Mediclaim Insurance Policy for all Gazetted Employees of Jammu and Kashmir

Government of Jammu and Kashmir

Civil Secretariat: Finance Department

Circular

Subject: Renewal of Group Mediclaim Insurance Policy for all Gazetted Employees of J&K State for 3rd year ( 2016-2017) on mandatory basis.

As is aware, the State Government has tied up the Group Mediclaim Insurance Policy for all Gazetted Employees of the state on mandatory basis with M/S ICICI Lombard GIC Ltd for a period of three years commencing from 27th March 2014, renewable on yearly basis, for securing a health insurance policy for its Gazetted employees on an annual premium of Rs. 6196/- (Rupees six thousand one hundred ninety six) inclusive of taxes and duties as per the current rates.

2. All the Drawing and Disbursing Officers (DDOs) shall deduct an amount of Rs. 6196/- (Rupees six thousand one hundred ninety six) on account of annual premium from the salaries of the Gazetted Employees for the month of February 2016 and remit the same into the concerned Government Treasuries under the following Heads of Account. However, all the DDOs have to ensure that in case both husband and wife or any other family member are Gazetted Employees, the premium shall be deducted by any one of them. The Finance Department shall not refund any excess premium, if deducted by the concerned DDO(s) in double. 

3. The concerned DDOs shall thereafter furnish the details of employees in respect of whom the premium amount has been deducted and remitted to the Government account, to their concerned Treasury Officers who shall forward the same to Director General, Accounts and Treasuries within two days.

4. The Director General Accounts and Treasuries shall consolidate the information (DDO wise) and forward the same to the Joint Director Resources/Chief Accounts Officer, Finance Department on most immediate basis. Further, Director General, Accounts & Treasuries shall ensure to furnish the figures of premium received from the Gazetted Govt Employees in the first week of March 2016 enabling the Finance Department to release the premium amount to Insurance Company (ICICI Lombard GIC Ltd.) well in time for providing services to the beneficiaries with out any interruption.

5. Since the Policy is compulsory in nature, it shall be the personal responsibility and liability of the DDOs to register every gazetted employee under the scheme so that no employee is left out.

6. The expenditure beyond Rs. 5.00 lacs shall continue to be reimbursed by the Government as per the provisions of the Jammu and Kashmir Medical (Attendance cum Allowance) Rules, 1990.

7. An employee, covered under the Policy, who retires from the active Government service after the commencement/renewal of the policy shall continue to be covered under the scheme for the remaining period of the policy beyond his/her date of retirement on the same terms and conditions. However, he has to deposit the premium directly to the concerned Treasury against proper head of accounts through challan and enrol himself /herself along with his/her dependants with the company to avail the benefits under the policy on production of the copy of challan and previous health insurance card.

8. The employee appointed after the commencement/renewal of the policy shall also be covered for the remaining period of the policy provided he/she makes payment of the premium amount from his/her first salary.

9. The company shall renew all the previous Health Care Cards/ Unique Health Identification Cards and issue fresh one in lieu of old in favour of the Gazetted Employees and their dependents covered under the policy for another year (27th March 2016 to 26th March 2017). However, every Gazetted Officer is required to fill up a new Enrolment Form duly computerised /typed as prescribed and furnish the same to the concerned Insurance Company through his/her concerned DDO against proper receipt.

10. All those DDOs are required to adjust the double premium payment if any, stands deducted from the salaries of both Gazetted Officers (husband/wife) in the previous year policy (2015-16) and has not received the excess premium from the Finance Department. The DDO concerned is personally responsible to ensure that both (husband/wife) has made the deduction after proper verification and then adjust the excess premium for the month of February 2016 under intimation to the Nodal Officer, Finance Department along with documentary proof.

Sd/-

(Navin K. Choudhary) IAS

Commissioner Secretary to Government

Finance Department 

Source:http://jakfinance.nic.in/CIRCULARs/CIRCULAR_2016/Circular%20Mediclaim%2010.02.2016.pdf